Follow the yellow brick road and instead of ending up in the Land of Oz, you'll meet the most psychic intuitive professionals in the industry, the Financial Planner.  He is an expert at knowing what you should do with your money, and also an expert at knowing how to painlessly relieve you of enough to pay for his expertise.  Of course he is entitled to make a living, but have you ever heard the saying "the best laid plans often get screwed up."  I have always believed that to make proper decision, one must know all the factors involved.

I have also always believed in the individuals right to privacy.  When it comes to Financial Planners, I have never understood how they can really do a proper job without knowing absolutely all the details of their clients private life; and I have never know a client to divulge all the pertinent details of their life or intimate financial condition.  Bottom line; you do the best you can with what you have to  work with, and then the rest is up to the Market.  Use your Planner, if you have one to educate you on the different investment options in front of you, and value his input; but make your own decision about how to employ your assets.  Your intuition is just as valid as anyone else's is.  It's important to learn how to manage your money yourself, because "no one will watch your money closer than you will."

The thrill of successful investing is sweeter when it comes directly from your own efforts, and mistakes are easier to cope with when you have only yourself to blame.  All you really need is the courage to learn, the brains to ask questions, and some money to get started, (you don't need a heart).  Click the heels of your red pumps together and repeat, "there's no place like the Market,"  "there's no place like the Market,"  and soon you will find your way to financial independence.

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